How Many People Work at Upstart? Headcount and Employee Trends

Upstart is a financial-technology company that applies artificial-intelligence models to consumer lending decisions. The organization employs roughly 1,233 people and has recently welcomed 103 new team members while 85 employees departed, resulting in a modest net increase in staff. This steady growth reflects an emphasis on scaling responsibly while maintaining the talent needed to support its lending platform and partner network.

Engineering is Upstart’s largest discipline with 430 employees, underscoring the company’s focus on building and refining its AI underwriting technology. Finance & Administration is the second-largest group at 203 people, followed by Marketing & Product with 115 employees who shape brand awareness and product strategy. Sales & Support (105) and Operations (89) round out the customer-facing and process-oriented functions, while Business Management, IT, Human Resources, and Risk, Safety & Compliance collectively account for just over 200 employees. The balanced distribution between technical, financial, and go-to-market roles suggests a concerted effort to align product development with regulatory and customer requirements.

Upstart’s talent is widely distributed, with approximately 550 employees working remotely or in locations outside its primary hubs. Among named offices, San Francisco hosts the largest contingent at 237 employees, followed closely by Columbus, Ohio, with 214 team members—a reflection of the company’s dual focus on West Coast technology and Midwest operations. Additional clusters are located in Austin, New York, Seattle, Los Angeles, Chicago, Denver, and the Dallas–Fort Worth area, each supporting between a few dozen and several dozen employees. This mix of remote flexibility and regional offices enables the company to tap into diverse talent pools across the United States.