Upstart, a lending technology company that leverages artificial intelligence to underwrite consumer credit, employs roughly 1,233 people. The organization added 114 new employees while 96 departed, indicating measured but continued expansion alongside natural turnover. Headcount is spread across technical, operational and customer-facing teams that support the company’s proprietary credit decisioning platform.
Engineering is Upstart’s largest group at 430 employees, underscoring the emphasis placed on machine-learning models and product development. Finance & Administration follows with 203 employees, a notable figure for a regulated financial-services business. Marketing & Product (115) and Sales & Support (105) provide go-to-market coverage, while Operations (89) and Business Management (70) oversee day-to-day execution. Smaller yet critical functions include Information Technology (58), Human Resources (56) and Risk, Safety & Compliance (32). An additional 75 employees are categorized as Other, reflecting specialized or emerging teams.
Upstart maintains a distributed workforce: approximately 539 employees work remotely or from locations outside designated office hubs. San Francisco, CA (237) and Columbus, OH (214) are the two largest physical offices, giving the company a presence in both West Coast tech and Midwest fintech corridors. Additional clusters are located in Austin, TX (66), New York, NY (48) and Seattle, WA (38), with smaller teams in Los Angeles, Chicago, Denver and San Jose. This multi-site approach enables Upstart to tap diverse talent pools across the United States.